Do none of you understand that modern blast-fragmentation warheads on anti-ship missiles are not designed to penetrate armor? Because modern warships are obviously not armored. Rather, they are designed for maximum damage to soft targets. Nobody puts armor on their ships anymore because simply redesigning the warhead will defeat it, and that's a lot easier than building ships. But if you armor just this one ship, a ship which is already far more difficult to mission-kill because it lacks sensitive electronics and sophisticated weapons of its own, then all of those anti-ship missiles will struggle to knock it out.
Anti-tank missiles are a different story since they are of course designed to penetrate armor. But those range of such missiles are literally orders of magnitude shorter, as is the size of their warheads and extent of damage they can deal, so there is a lot of value in forcing your enemy to make themselves more vulnerable to land a smaller hit.
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