The killer for a high-BPR engine in the J-20 would specific thrust, long before cross sectional area became an issue. You can build a Mach 2.0 (dash) aircraft with *reheated* engines having BPRs in excess of 1.0, e.g. Tornado or Tu-160. The MiG-31 hits almost Mach 3.0 on engines with a BPR of ~0.6. Only when you reach BPRs in excess of 2.0 does fan diameter start to make decent airframe area ruling for low supersonic drag difficult. It's the supercruise requirement that truly precludes high BPR in the WS-15.
Net thrust = gross thrust - inlet momentum drag: F = m9*c9 - m0*c0, where 0 indicates inlet and 9 nozzle exit. Fuel mass flow is quite negligible compared to air mass flow, so you can reasonably simplify to F = m*(c9 - c0). Specific thrust is thrust per mass flow, i.e. F/m - now you can rewrite as Specific thrust = exhaust velocity - inlet velocity, and inlet velocity is flight speed. A fast-flying aircraft needs high exhaust velocity to develop any net thrust at all due to high inlet velocity, and high BPR engines move lots of air but at low velocity for a given net thrust. That is to say they have low specific thrust, good for subsonic fuel consumption, but they require afterburner to increase exhaust velocity if they are to attain supersonic speed. That is obviously incompatible with supercruise.
Depending on how high fan pressure ratio and turbine inlet temperature are (both increase specific thrust at constant BPR), the WS-15 might not need to go all the way down to 0.2, but <0.5 is a given. It's also why a dry WS-15 where you only chop off the reheat (as opposed to re-design the LP shaft) makes little sense as a powerplant for the H-20. Fuel consumption would probably be *worse* than the older but higher-BPR WS-10.