I don't think this answer is satisfactory. As I said before, "no pound for air-to-ground" approach of the F-22 is no longer valid in the modern battlefield. look at ukraine war, how many actual plane-vs-planes fights have occured? Very little. Planes are mostly getting shot down by air defense missiles. Russia did not shoot down too many Ukrainian jets which are still flying in numbers. Russia has failed achieve air-superiority due to Air-defense missiles. Air to Ground is now the main mission of fighters these days.
Air-to-Ground missions against important targets such as SAMs, Factories, Ships will be the main mission of all combat air crafts. J-20's ability to use stealth to evade Air Defense Radars should be a huge asset. So, I do hope PLA is taking this into account. If all J-20 does is carrying 4 Pl-15 then it feels like a waste. Right now the only capability we have seen out of J-20 is carrying 4 PL-15. We haven't seen it carrying anti-radiation missiles for SEAD. We haven't seen it perform anti-shipping roles. It should be able to carry different types of missiles and different mission sets.
Ukraine is not really relevant to the usage of Chinese stealth aircraft in an air-sea war in the Western Pacific.
Ukraine is a ground war where there are SAMs next to the frontline. In comparison, there are very few ships with SAMs in the waters of the Western Pacific. Most of it is open water where aircraft will battle aircraft.
Ukraine has relatively safe areas in the rear - hundreds of kilometres from the frontlines. Stealthy aircraft would only be able to carry a small payload if they have to cross this distance and remain stealthy. In the Western Pacific, the only landmasses are small, vulnerable "islands" where the bulk of population, industry and economic activity hugs the coastline. Non-stealthy aircraft equipped with glide bombs of 70-130km ranges would be able to launch safely offshore and still reach most targets in Taiwan for example.
I would say that the Ukrainian Air Force has effectively been wiped out. In comparison, the USAF and USN have a larger, more modern air superiority fighter fleet than China. And the US would be able to keep feeding in air superiority fighters into the Western Pacific. So it makes sense for the J-20 to focus on air superiority first.
We can see the SEAD role is being covered by a J-16 variant. But once there are enough J-20 in service, a SEAD role makes sense.
But I don't see additional roles to include anti-shipping, because anti-ship missiles are huge and would have to be carried externally, so it's pointless using a stealth aircraft like the J-20 as the platform. You might as well use a J-16 if you want to do air-launched anti-ship missiles.
For air-to-ground generally, I think drones and missiles are the way to go. There was the CCTV newsreel where they visited a factory with the capacity to produce "components for 1000 cruise missiles per day". And you can consider a Shaheed-136 (and its variants) as comparable to a JDAM in terms of cost and guidance, but with the ability to fly to target come 1500km+ away. Then you also have Loyal Wingman type aircraft which can carry ground-attack munitions as well.