You Shall Not Make for Yourself an Idol (exodus 20:4).
Stealthy, numerous, modern. Also, exportable and intended (for now, with arguable success) to be affordable.
Nothing more and nothing less than that.
Unless there is something fundamentally wrong with J-20A, it's probably
significantly more competitive in the a2a domain.
Whether other parts and levels of the US air combat environment can compensate and overcompensate for this is a different matter - especially since those multipliers equally apply to other planes, both in US and Chinese service.
It isn't underrated(or, to be exact - it is, but not here and now).
Joint
strike fighter (same as
fighter-bomber - both are fancy/cooler words for that essentially means light bomber) program has produced exactly what it was intended to produce.
It is still overall very capable in a2a domain. But some of its fighter specs - there, where there was such contradiction - were sacrificed to its primary mission. On J-20A or F-22A, they were not.
Furthermore, the F-35 program placed way more focus on cost control, certainly more so than F-22A one - and a lot of that couldn't just be changed with ~10 years of progress. But even that doesn't apply to J-20A, which appeared more or less simultaneously with the F-35.