Goddamn... in my experience, the bills are enormous, but... they're not meant to be paid??? My son got the flu and almost died when he was just 10 days old. The hospital bill to save him was over $400K. Insurance covered everything except the last $9K out of pocket... then the hospital sent us a letter that we were off the hook for the last $9K. We didn't even request it; we were ready to pay.
When my wife's dad fell and seriously injured his head requiring stitches and thorough head and neck exams, the bill was over $5K. He didn't have insurance. We looked at the bill and lots of it were bullshit, $800 for laying in a bed for 2-3 hours, $500 for a cheap plastic neck support they gave him which they threw into the trash when they discharged him, stuff like that. So we cut it down to what looked reasonable and offered them $850. The hospital asked us if the patient himself was low income. We said he's retired and has a Chinese pension, so by US cost of living, yes, but not by Chinese cost of living. That was good enough for them. They told us it's all written off. His new bill is $0. We told them that as his family, we are happy to pay what's fair and offered $850 again. They said they can send the whole >$5K bill to the government but if we pay a dime on it, they could no longer do that, so fuck off and be happy with the offer!
You'd have to be out of your mind to have children these days. The cost of living has exploded: housing is unaffordable, childcare can rival a second rent payment, education costs keep climing, and everyday essentials like food, energy and healthcare are becoming financial burders. On top of that wages haven't kept pace with inflation, job security is weaker than ever, and many families are already struggling just to stay a float. Bringing a child into this economic reality isn't just expensive. For many people, it feels financially reckless. We don’t all have the limitless resources of dictators, presidents, or billionaires like Musk to casually produce a small army of children.
Bite your teeth, get ready to suffer, to fight for survival, but have kids anyway. Because if you don't, then by the time you've amassed enough wealth and/or the economy has recovered to a point where you're comfortable having kids, you will be biologically past your time to get pregnant for women, to produce high quality sperm for high quality kids for men. So go all in right now and get ready to be miserable, otherwise consider yourself a walking corpse.
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