It is also extremely foolish to think that any system that adds middlemen, such as the insurance industry, with a vested interest in profiting off of not providing services would be better than a system without such middlemen.
I work for the local school system, I'm in a union??? who don't do much for us, I'm a school bus driver/substitute teacher. The bus is 30 hours a week, 4 routes per day. I am very thankful for my insurance, the problem is greedy lawyers and patients, layers and layers of regulation, reporting and govt control, in order to control Drs, Nurses, Hospitals, Pharmacies. Not just to insure safe and excellent care, but in order to TAX, Obamacare is the largest tax increase in the history of the United States, and it does NOT work, we are only now beginning to see truly Govt managed care.
I am thankful my health insurance paid 165,000 or so for my triple by-pass in 09, real thankful, and yes it was a group plan, provided by the Hospice, they paid about 1/2 the premium, I paid the other half. The local Catholic Hospital wrote off the deductibles under a program called "Christian Care", so they settled for what the insurance paid. The air ambulance bill was 15,000 or so for a 40 minute flight to Springfield, in an OLD JetRanger,,, I had a little morphine and Ativan, but I do remember the take-off, and the change in rotor pitch as we began our decent, and I also was awake for the landing. I don't remember much else that day, I had a heart cath that day, and surgery the next morning, I had excellent care, and the DON for the Hospital responded when my wife had concerns, and yes it hurt like HELL!!