It is my understanding (or misunderstanding) of F-35 skin, not from any official source. What gives me the thought is from
Also because the final stage of F-35 is almost entirely in the same shade of green like the wings which is surely composite, I assume the whole body is covered by the same material, therefor fully composite covered. However, I agree the under-laying skin/substructure/layer may be metal on some part (main body perhaps).
The following quotes seems to say that F-35's skin (at least the wings) are indeed made of two layers. The only thing that is not clear from it is whether the substructure (or sub-skin, under layer) is composite (probable, LM did test it) or metal.
From this I understood F-35's wing skin is two layered. The yellow substructure and green outer skin that we talked about.
It did say the composite substructure was not very satisfactory, but did not say F-35 use aluminum substructure. So I take it as composite substructure being more probable. In other words, F-35 has composite skin (including the substructure) inside out.
then
Here the skin apparently meant the final outer green layer.