I get a lower 77.5 m^2 if you use the center aircraft (less longitudinal distortion) as opposed to the aircraft in the front. So you have roughly the same wing area as the F-22, except the F-22 is a tailed unstable aircraft.
Tail vs canard: in unstable parts of flight regime, canards subtract lift, tails add lift, in stable parts of flight regime, canards add lift, tails subtract lift. Once again, we go back to the J-20 being designed for high-speed maneuvering as opposed to low-speed maneuvering, or the canards being used to enhance high-speed cruise lift at the cost of low-speed (max turn rate ITR/STR) performance.