I do not understand where you are trying to take your conversation.
There are pop up targets within denied airspace that are time sensitive. 4th gen platforms will not be able to execute those mission sets due to their questionable survivability against heavily defended targets. It is not just an issue of cost. Btw, SDB-II are used not because it is cheap but they serve their purpose. They are not dumb bombs with REKs. I am not aware that China has a product equivalent to the SDB-II You will need to educate me on that.
The piece I don't understand is why the need for a JHXX. The FC-31 or a J-20 fitted with air to ground capabilities could conduct those roles. Anyone?
Range and payload type restrictions.
I do not believe these types of missions will be assigned to only these sorts of air platforms. Artillery bombardment is far cheaper and effective if you can move assets into range. If the whole railgun project finds success, a combination of artillery and missiles will be used against static ground targets. Air has the versatility and speed of delivery factors going for it but like you said, the questionable survivability is there. Overwhelming defences require comprehensive saturation.
There is most certainly a place for a higher speed, low RCS striker. The gap is huge between H-20, J-20/J-35 with J-16 and JH-7A thrown in.