Are the American (F-16, F-15) engines using significantly smaller fan blades than the AL-31 to merit a 40% reduction in airflow need? I think it depends on many more complex factors than just fan size; I think better engineering could reduce the airflow need. If the inside of the J-10B's DSI is variable and could be changed then the current J-20 prototypes probably also have some ability to change things up inside a bit. Anyway, small modifications, I can see, could probably be needed and quickly done.
Also, there could be structures installed inside the current J-20's intakes that reduce airflow (such as side vents, etc...) to the engine in order to accommodate the AL-31. When the WS-15 is installed, those structures could be removed or the vents closed so the full airflow opens up into the engine. Just some thoughts, with no evidence to back.
I tend to think that the planners would design the prototypes such that as little as possible extra testing is needed once the WS-15 comes online. I doubt they would design one version for using AL-31 and another very different version for WS-15 which would take several more years of testing. It's just not how I would do things.
And also, if WS-15 could be ready by 2020, I could see them pushing the induction date back 2 years so they don't end up with an odd number of less capable and very different J-20s with AL-31 that they now have to train people to maintain... unless, they could swap the engine on existing jets to upgrade them to WS-15 J-20 standard.