I respectfully disagree. There are plenty of proposals to do that and more without requiring 20 tons on a single launch.
You could use inflatable habitation modules for example (TransHab).
You could also, you know, dig a hole and make that the base. Or you could simply find a cave in the Moon and inhabit that.
Also with a rocket like the Falcon 9 Heavy you can launch a payload like that to the Moon.
You just need to refuel it in orbit for it to get there.
If you expect to bring everything from Earth the lunar colony program will be a failure just like Roanoke colony in the Americas.
You have to live off the fat of the land. Everything possible should be made of lunar materials.
You should only bring tools, parts, and the bare minimum from Earth.
I think you have not understood what have said in previous posts about the "refueling/multi-launches" approach being not adequate. So I repeat once again, hope this time it can get your attention.
Firstly, inflatable habitation module is used to attach to a rigged structure which is the "20 tons" module I am talking about. You forget that TransHab is to be attached to ISS's rigid structure to replace a module rather than replace the whole structure. Besides, you can not mount your critical equipment to a inflatable. TransHab is never designed for that purpose.
All the "natural cave, dig hole" etc. need powerful tools. That is mass which you can not avoid. The hole on earth can be enough, but not in a vacuum, for that you need materials from earth, that is another mass. The total mass would be much higher than bringing a pre-fabricated module below 20 tons from earth. By proposing this alternative, you are creating new and higher demand of mass.
Your only viable solution to the new demand is multiple launches by "refueling". Let me put this way, you are moving to a new house, instead of moving your big couch, refrigerator, 75 inch TV in a big lorry, you dismantle them in pieces and stuff them one by one into your sedan and move them in tens of time, then try to reassemble them in a empty house where you could not eat and sleep for days. In case of moon surface (as your new home), you can not even breath.
And even more critical is that, the "refueling" tech for moon journey does NOT exist now. But the tech for CZ-9 class is there today. You may get the "refueling" working in LEO in the this decade, then you may get it work in LLO in the next decade. By then the China lunar surface station is already built.
The issue of your proposal is NOT that it won't work ever, it is too far in the future to be available, "远水解不了近渴", water far away can not save a dying man in the desert.
As of why I said "refueling" is not there yet, you can do some self-study of the key challenges and progresses. The detail is too much to be covered in this thread. And to remind you, China is ahead of US in space refueling, so if it is really a better alternative China would have already choose it.