An official uses a loudspeaker on a Chinese police vehicle to speak to depositors from Ezubo outside the State Bureau for Letters and Calls Reception Division office in Beijing, Friday, Jan. 1, 2016. A major Chinese Internet-based lender, Ezubo, which collected billions of dollars in deposits, was raided by police on Dec. 8, 2015, who froze a bank account and detained executives. Authorities are scrambling to head off possible protests over Ezubo, which news reports say had 4.9 million depositors, making it much larger than other private lenders that have run into trouble. (AP Photo/Mark Schiefelbein)